Professional Liability - (GO TO APPLICATION)

• Occurrence form
• Claims made form with prior acts available
• Employees and volunteers as insureds
• Sexual misconduct coverage
• Legal expense related to disciplinary proceedings coverage
• Physician coverage available
• No deductible
• Defense costs in addition to policy limits
• $5,000,000 limits available

Commercial General Liability - (GO TO APPLICATION)

• Claims made form with prior acts available
• Occurrence form
• Employees and volunteers as insureds
• Employee benefits liability coverage available
• Stop gap liability available
• Non-owned/hired auto liability available
• No exclusions for: lead paint, communicable diseases, athletic participation, special events or fundraisers
• $5,000,000 limits available

Directors & Officers Liability Including Employment Practices Liability - (GO TO APPLICATION)

• Full prior acts
• Entity and subsidiary coverage
• Employees and volunteers as insureds
• Wrongful termination, discrimination and sexual harassment coverage
• Spousal coverage
• Fiduciary Liability (Optional)
• Wrongful Third Party Discrimination (Optional)
• Defense costs in addition to policy limits
• $2,500 deductible
• $5,000,000 limits available

Real & Personal Property - (GO TO APPLICATION)

• Special form
• Replacement cost or actual cash value
• Extra expense and business income included
• Employee dishonesty coverage
• Equipment breakdown coverage

Automobile Coverage - (GO TO APPLICATION)

Excess Liability and Umbrella

Workers Compensation - (GO TO APPLICATION)

• Guaranteed cost program
• Superior loss control program and risk engineering
• Premium payment plans available
• Admitted paper
• Proven strategies to manage claims and control medical costs
• Specialized fraud investigation units and legal teams
• Focused return-to-work efforts for employees
• Renowned loss prevention services
• Innovative managed care programs